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Trauma and Disability Cover
Trauma Cover pays you a lump sum if you suffer from a defined serious illness or condition.
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How will your family cope if you suffered a traumatic event such as cancer, heart disease, or a stroke?
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This diagnosis would be hard enough without having the added worry about your financial security.
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Trauma insurance lets you focus on recovery rather than worrying about your finances. It pays you a one-off lump sum if you are diagnosed with one of the critical illnesses listed in the insurance policy. You can use the benefit to:
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Make changes to your lifestyle, such as reducing your work hours
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Pay off/reduce your mortgage or any remaining debt, or create a cash reserve
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Take time off work or go on a holiday
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Some trauma policies' fine print can cover over 40 different conditions. We will help you to make sure you are covered for as many conditions as possible without spending extra on your premiums.​
What is Total and Permanent Disablement (TPD) Cover?
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Total and Permanent Disablement pays you a lump sum amount if you become completely disabled due to illness or injury.
If you have to stop working long before you expect to, you will still need to pay for your ongoing expenses. In such circumstances, you could use a TPD benefit to spend on whatever you choose. In most cases, it is used to pay off or reduce debt and help pay for ongoing rehabilitation, treatment, and lost income.